TIJORAT BANKLARIDA KREDIT PORTFELINI BOSHQARISHNI TAKOMILLASHTIRISH YO'LLARI
Keywords:
Xususan, kredit berish va uni belgilangan muddatda qaytarib olish, u bilan bog‘liq xatarlar, sudalar, muddati o‘tgan yoki uzaytirilgan kreditlar buyicha xisob-kitob operatsiyalari, sudalar buyicha zararlarni qoplash zaxira miqdori, banklararo kredit va markazlashtirilgan kreditlar buyicha operatsiyalar shular sirasiga kiradi. Demak, kredit portfeli - bu turli xil risklarga asoslangan muayyan mezonlarga qarab turkumlangan kreditlar miqyosidagi bank talablarining yig‘indisidir.Abstract
Kredit portfeli” tijorat banklarining kredit berish imkoniyatlarini ko‘rsatadigan omillardandir. Kredit portfeli to‘g‘ri tashkil etilishi tijorat banklarining samarali faoliyat yuritishi uchun asos hisoblanadi.
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