INTERNATIONAL PRACTICE OF DEPOSIT POLICY DEVELOPMENT AND IMPLEMENTATION IN COMMERCIAL BANKS

Authors

  • Mamasoatov Dilshod Ravshanovich Uzbekistan University of Journalism and Mass Communications Head of the "Media management and marketing" department PhD
  • Nurmurodov Ulug'bek Elhom o'g'li Uzbekistan University of Journalism and Mass Communications Head of the "Media management and marketing" department graduate student

Keywords:

deposit, deposit policy, deposit portfolio, deposit operations, payables, capitalization rate, deposit base, state assets, investment resource, refinancing rate

Abstract

The article analyzes the current state of the deposit policy carried out by commercial banks of our country. In the process of analysis, the characteristics of the systematic development of the factors influencing the process of implementation of the deposit policy were studied. Also, the conditions and opportunities related to the IT system and other areas used in advanced international practice in improving the deposit policy of commercial banks were evaluated. Development of deposit policy of commercial banks on the basis of general conclusions on the organization of the system of targeted use of instruments, increasing the level of capitalization and the deposit base of commercial banks, directing the strategy and tactics of the implementation of deposit activities of commercial banks to strengthen their financial stability and reliability. recommendations are formulated.

References

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https://nationalbank.kz/ ma’lumotlari asosida tayyorlandi

https://nationalbank.kz/ ma’lumotlari asosida tayyorlandi.

https://halykbank.kz/about-bank/investoram ma’lumotlari asosida muallif tomonidan tayyorlandi.

2015 yilda Qozog’iston Milliy banki pul–kredit siyosatiga kiritilgan o’zgartirishlar bank faoliyati natijalarni baholash tiziminin o’zgarishiga olib kelgan. Buni e’tiborga olgan holda tahlil 2015 yil yakunlari bilan taqqoslash asosida amalga oshirildi.

Qozog’iston AJ «xalq banki» ma’lumotlari asosida muallif tomonidan tayyorlandi

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Published

2024-01-15

Issue

Vol. 3 No. 36 (2023): INNOVATION IN THE MODERN EDUCATION SYSTEM

Section

Articles