Toʻxtayeva Umida Shamsiddin qizi. “GLOBAL IQTISODIYOT SHAROITIDA BANK XIZMATLARINI RAQAMLASHTIRISH JARAYONINI TAKOMILLASHTIRISH”. INNOVATIVE DEVELOPMENTS AND RESEARCH IN EDUCATION, vol. 3, no. 25, Jan. 2024, pp. 331-6, https://interonconf.org/index.php/idre/article/view/10955.