TIJORAT BANKLARI MOLIYAVIY BARQARORLIGINI TA’MINLASH YO’LLARI

Authors

  • Axtamova Mohlarbonu Ulug’bek qizi Toshkent Moliya instituti magistranti

Keywords:

Bugungi kunda Xalqaro valyuta fondi tomonidan jami 39 ta asosiy va tavsiyaviy tusdagi Moliyaviy barqarorlik (Finansial Soundness Indicators - FSI) ko‘rsatkichlari chop etilgan bo‘lib, ularning 12 tasi asosiy (asosan banklar uchun), 27 tasi tavsiyaviy (asosan boshqa moliyaviy tashkilotlar uchun) tusdagi indikatorlar hisoblanadi. O‘zbekiston Respublikasi Markaziy banki ham tijorat banklarimiz moliyaviy barqarorligi bo‘yicha Xalqaro valyuta fondi tomonidan tavsiya etilgan 12 ta asosiy ko‘rsatkichlariga oid ma’lumotlarni e’lon qilib bormoqda. Ayni vaqtda, respublikamiz tijorat banklarining moliyaviy barqarorligini ta’minlash bilan bog‘liq bo‘lgan dolzarb muammolarning (tijorat banklarida aktivlarning rentabellik darajasini past ekanligi, davlat tijorat banklarida kreditlardan ko‘riladigan zararlarni qoplashga mo‘ljallangan zaxira ajratmalarini ushbu ko‘rsatkichning me’yoriy darajasidan yuqori ekanligi va boshqalar) mavjudligini e’tirof etish joiz

Abstract

2020-2025 yillarga mo‘ljallangan O‘zbekiston Respublikasining bank tizimini isloh qilish strategiyasida tijorat banklarining kredit portfeli va tavakkalchiliklarni boshqarish sifatini yaxshilash, kreditlash hajmlarining  mo‘’tadil o‘sishiga amal  qilish, moliyaviy  tavakkalchiliklarni  baholash uchun texnologik yechimlarni tatbiq etish mamlakat bank tizimini isloh qilishning ustuvor yo‘nalishlari-dan biri sifatida belgilangan. Bu esa, tijorat banklarining moliyaviy barqarorligini ta’minlash bilan bog‘liq  bo‘lgan  dolzarb  muammolarni  aniqlash  va ularni  hal  qilishning  ilmiy  asoslangan  yo‘llarini ishlab chiqish zaruriyatini yuzaga keltiradi.

References

O‘zbekiston Respublikasi Prezidentining 2020 y il 12 maydagi PF-5992-sonli “O‘zbekiston Respublikasining bank tizimini isloh qilish strategiyasi”gi farmoni//Qonun hujjatlari ma’lumotlari milliy bazasi, 13.05.2020 y., 06/20/5992/0581-son.

Lavrushin O.I. Bankovskoye delo. – M.: KnoRus, 2008. – S. 251.

Semenova N.N., Ivanova I.A., Vasilkina A.A. Otsenka ustoychivosti razvitiya kommercheskogo banka na osnove metoda analiza iyerarxiy. Finansi: teoriya i praktika/Finance: Theory and Practice. 2021;25(4):121-135. https://doi.org/10.26794/2587-5671-2021-25-4-121-135

Mian A., Rao K., Sufi A. Household Balance Sheets, Consumption, and the Economic Slump//Quarterly Journal of Economics. – 2013. – 128(4). – pp. 1687 - 1726. .

Lando D., Skodeberg T. Analyzing Rating Transitions and Rating Drift with Continuous Observations // Journal of Banking and Finance. – 2002. – Vol. 26 (2–3). – pp. 423–444

Tuychieva, I., Aripov, S., Madaminova, D., & Mustaev, R. (2021). THE PEDAGOGICAL SYSTEM OF PREPARING BOYS FOR FAMILY RELATIONSHIPS IN GENERAL SECONDARY SCHOOLS. 湖南大学学报 (自然科学版), 48(8).

Aripov, S. O. (2020). SOCIO-PSYCHOLOGICAL ROLE AND SIGNIFICANCE OF THE FAMILY IN PREPARING CHILDREN. In Психологическое здоровье населения как важный фактор обеспечения процветания общества (pp. 311-313).

Olimovich, A. S. (2023). The Role of Parents in the Formation of Young People and the Imagination of the Family. Journal of Intellectual Property and Human Rights, 2(4), 4-8.

Арипов, Ш. О. (2022). Ёшларни оилага тайёрлашда оилада эр ва хотиннинг айрим мажбурият ва бурчларини қонуний жиҳатдан тушунтириш. Academic research in educational sciences, 3(1), 68-75.

Olimovich, A. S. (2023). DINIY VA DUNYOVIY BILIMLAR ASOSIDA AJRIM SABABLARINI YOSHLARNI OILAGA TAYORLASHDA YETKAZIB BERISH. IJODKOR O'QITUVCHI, 3(26), 335-338.

Tuychieva, I., Aripov, S., Madaminova, D., & Mustaev, R. (2023, June). Language and computer in the development of communicative competence of school children. In AIP Conference Proceedings (Vol. 2789, No. 1). AIP Publishing.

Downloads

Published

2023-12-01

How to Cite

Axtamova Mohlarbonu Ulug’bek qizi. (2023). TIJORAT BANKLARI MOLIYAVIY BARQARORLIGINI TA’MINLASH YO’LLARI. INNOVATIVE DEVELOPMENTS AND RESEARCH IN EDUCATION, 2(24), 312–316. Retrieved from https://interonconf.org/index.php/idre/article/view/9932