THE ESSENCE AND FUNCTIONS OF A BANK LOAN
Keywords:
bank, banking system, credit, money, transactions, central bank, commercial bank, payment system, depository, monetary system, monetary policy.Abstract
This article discusses issues related to the essence and functions of credit, the history of its origin, lending principles, and forms of credit. The main functions and forms of credit are considered, and the concept of each of them is described in detail.
References
Law of the Republic of Uzbekistan “On Consumer Credit”, Approved by the Senate on February 24, 2006.
Civil Code of the Republic of Uzbekistan, article 744. Loan agreement (entered into force on March 1, 1997).
Law of the Republic of Uzbekistan “On banks and banking activities” dated November 5, 2019.
U. Azizov, T. Karaliev and others. “Banking” textbook. Tashkent 2018
Zuhur N. Et al. TRANSITION OF HIGHER EDUCATION INSTITUTIONS OF UZBEKISTAN TO A CREDIT-MODULAR SYSTEM //ResearchJet Journal of Analysis and Inventions. – 2022. – T. 3. – No. 1. – pp. 123-127.
Mahomadrizoevna K. A., Sodirovich U. B. The Concept of Islamic Banking and Its Essence in the Banking System of Uzbekistan //Open Access Repository. – 2022. – Т. 8. – №. 04. – С. 211-216.
Худойбердиева М. М., Каримова А. М. КРЕДИТНАЯ ПОДДЕРЖКА МАЛОГО И СРЕДНЕГО БИЗНЕСА В РЕСПУБЛИКЕ УЗБЕКИСТАНЕ И ФАКТОРЫ, ПРЕПЯТСТВУЮЩИЕ ЕГО РАЗВИТИЮ //SCHOLAR. – 2023. – Т. 1. – №. 12. – С. 16-25.
Jaxongir Z., Baxodir K., Aziza K. Financial and Credit Support of the State Tourism Entrepreneurs as a Result Measures Taken to Prevent the Consequences Coronavirus Pandemics in the Reforming New Uzbekistan in the Case of COVID 19 //Annals of the Romanian Society for Cell Biology. – 2021. – С. 6323–6336-6323–6336.
Karimova A. M. TURIZM SOHA SUBYEKTLARINI TIJORAT BANKLARI TOMONIDAN MOLIYALASHTIRISH ORQALI QO'LLAB QUVVATLASHNI TAKOMILLASHTIRISH //International journal of conference series on education and social sciences (Online). – 2021. – Т. 1. – №. 1.
Mahomadrizoevna K. A. Analysis and the need to improve credit support for the development sphere of tourism //Berlin Studies Transnational Journal of Science and Humanities. – 2021. – Т. 1. – №. 1.1 Economical sciences.
Рахмонов А. А., Убайдуллаева М. А., Каримова А. М. СУЩНОСТЬ ИСЛАМСКОГО БАНКИНГА И ВНЕДРЕНИЕ ЕЁ В БАНКОВСКУЮ ПРАКТИКУ РЕСПУБЛИКИ УЗБЕКИСТАН //Scientific Impulse. – 2023. – Т. 1. – №. 6. – С. 808-814.
Karimova A. M. Financial Support To Tourism Activities //International Journal of Advanced Science and Technology. – 2020. – Т. 29. – №. 7. – С. 2010-2014.
Насимов Х., Убайдуллаев Б. С., Каримова А. М. АНАЛИЗ ОПЫТА ФИНАНСОВО-КРЕДИТНОЙ ПОДДЕРЖКИ ТУРИСТИЧЕСКИХ ОРГАНИЗАЦИЙ ЗАРУБЕЖНЫХ СТРАН //BARQARORLIK VA YETAKCHI TADQIQOTLAR ONLAYN ILMIY JURNALI. – 2022. – Т. 2. – №. 6. – С. 122-125.
Abdullaeva S., Karimova A. Credit support need for development of activities of tourism enterprises //Journal of Advanced Research in Dynamical and Control Systems. – 2020. – Т. 12. – №. 2. – С. 2855-2862.
Shamsiddinov S. M., Akmalov J. I. Formation of a new investment climate and creation of new opportunities for investors Uzbekistan //Достижения вузовской науки 2021. – 2021. – С. 77-80.
